Loan Programs

Biz Money Lending has a loan program to fill every need however, in structuring a commercial loan there can be a multitude of features within any particular loan program. At the beginning of the process we perform a Mortgage Loan Needs Analysis to determine which loan features are needed to accomplish your goals while maintaining the lowest overall cost.  Our Commercial Loan Specialist will help you discover which of the following loan programs best meets your objectives.

Easy-Doc™
Discover how quick and easy obtaining a commercial loan can be without verifying your income and assets, with our Easy-Doc Loan.  Let's face it.  As a small businessperson or a commercial property owner, having every single document available and saying exactly what "the bank" wants it to say is great (in a perfect world).  In the world we live in that's not always realistic.  If this sounds like your world then our Easy-Doc™ program is your best option.  Unlike the stringent guidelines required to qualify for a commercial bank loan, we can get you the funding you need without all of the hassle and red tape.  Our qualifications are purely based upon credit score, property value and requested LTV (loan-to-value), thus allowing you to obtain your loan much faster and easier than previously possible for a small business owner.  Contact us today to get started and you will be surprised by how easy it is to get the funding you need. 

Smart-Rate™
Find out how to qualify for the best rate and terms available with our full documentation loan; the Smart-Rate™ Program.  If you do live in a perfect world and are able to provide all of the financial documents required to obtain a traditional commercial loan then reward yourself with our Smart-Rate™ loan.  Contact us now to start maximizing your cash-flow today!   

Flex-Saver™
Concerned about out-of-pocket closing costs?  This cash-saving option allows you to save immediately by minimizing or eliminating the upfront closing costs asociated with most commercial loan programs.  Contact us today to find out if this option is available on the loan program you choose and save your cash to invest in other things that will boost your business.

Speed-Close™
Time is money so close your purchase, refinance or cash-out commercial loan in as little as 14 days with the benefit of our Speed-Close™ option.  Are you in a hurry to fund your loan?  Don't have time to wait for a long drawn out application process?  Biz Money Lending already provides the fastest turn-times in the commercial lending industry...but if that's still not fast enough for you, then Contact us immediately and request our popular Speed-Close™ option and get you cash fast!